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[問題] 汽車貸款的利率問題...

Sep 7th 2013, 21:41, by wenhu

作者wenhu (30而立.40而不惑)

站內car

標題[問題] 汽車貸款的利率問題...

時間Sat Sep 7 21:41:23 2013

我想買一台2011年底的LEXUS.(2012年式) 其中的60萬想用貸款的結果車行提供了一個60萬36期分期..每期繳交18800元的方案...(匯豐提供的貸款) 我自己算了一下利率超過8%...我覺得超高... 詢問業務..他說利率是每年約繳26000利息 26000/600000 所以是4.3%...聽了快吐血. 就要他直接找一家其他的單位提供利率... 我的年收入超過150...目前在科技公司上班....只是沒有房子... 請問 1. 是這行都這樣算利率的嗎...問朋友說他們都是這樣簡單算.... 但這 4.3% 應該是我若不還本金..最後才一次還60萬的算法吧... 2. 請問通常以我的條件可以貸到?%的利率啊....是哪家銀行... 希望回答是有幫助的...而不是業務純粹介紹自己的... THANKsssss -- ※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 114.44.31.120

推 padi:洽LOAN版？不過那邊是一堆業代回你文 09/07 21:46

→ jalien:我用財務計算機算出來是接近8% 09/07 21:53

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